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易方达稀土产业ETF把握战略资源配置机遇_蜘蛛资讯网

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中，平安银行今年挂牌的个人不良贷款（信用卡透支）项目已来到第22期，个人不良贷款（个人消费贷款）转让项目已来到第38期。　　财联社近期已对上市银行2025年年报进行拆解，上市银行不良贷款率稳中有降，但个贷不良率依旧承压。　　孙寅认为，信贷利率趋稳背景下，财报季后银行集中处置高风险消费类个贷不良，便于为后续优质贷款投放腾挪资本金空间。短中期股份行受零售不良扰动影响或相对较大，边际上存量化险安排或部分

势的龙头企业。

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